Renting a home might save you from some liabilities, but it won’t save you from all liabilities. You will still be on the hook for certain catastrophes in your rented home and that’s why it’s important to keep yourself protected from disaster with the right kind of renter’s insurance in Cary.

There are two different types of renter’s insurance policies: actual cash value and replacement cost. An actual cash value policy will pay to replace the damaged or lost possessions minus a deduction for depreciation up to the limit of your policy. With a replacement cost policy, the actual cost of replacing the lost or damaged possessions is paid (with no deduction for depreciation) up to the limit of your policy. It’s also good to consider a floater, which is a policy that goes above and beyond the standard coverage of normal possessions and provides coverage such as accidental loss.

Learn more today about how renter’s insurance in Cary can keep you safe from disaster in your rented home. You can learn more about how renter’s insurance from us at Carter Glass Insurance can keep you safe when you browse through our website, http://carterglassinsurance.com. If you have any questions about the renter’s insurance we offer or you’d like a free insurance quote, then contact us today by phone at 919-230-8760 or you can use the quote request form found on our website.

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