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Group Disability

Disability Insurance replaces the employee’s net paycheck should he or she become sick or injured off- the- job and unable to work to earn a paycheck.  When an employee can't work due to illness or off-the-job injury, it: 

  • Hurts productivity
  • Cuts into profits
  • Threatens your long-term business plans

Short Term Disability provides employee income for a short period of time, for an approved disability, whereas Long Term Disability provides employee income for a longer period of time, for an approved disability.

Business Overhead Expense insurance helps to provide income into the business to prevent disruption of operation if the owner(s) or key revenue-producing employees become disabled.

Buy-Sell Disability insurance helps to provide income and/or the business valuation paid out in the event an owner becomes disabled.

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*Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.
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What Our Customers Are Saying... 

Todd M. Cary, NC

Just completed a 6 figure complex commercial renewal with Carter Glass. I've shopped other agencies, but didn't do so this year. Carter has a high level of knowledge about Commercial Insurance policies and spent many hours effectively laying out my options, costs and strategies. What I've found is a comfort level knowing I am properly insured at a fair cost. This can get so complicated that I need someone I can trust to handle it. I also moved our BCBS plan as Carter is an agent for them.

We have many certificates of insurance and items to handle on a monthly basis and the staff has handled them quickly and professionally. Same goes for Personal Insurance, but it's not quite as big a concern to me as my commercial accounts.

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Carter Glass Insurance Agency
5901 Falls of Neuse Rd.
Raleigh, NC 27609
Phone: (919) 781-1973
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